Zbigniew Galazka

Zbigniew Galazka

cell 858-888-0243

Realty National, Inc.
909 Grand Ste 6
San Diego, CA 92109

CA BRE License # 01876886
AZ DRE License # SA550138000

Member of:
National Association of Realtors
California Association of Realtors
San Diego Association of Realtors



Short Sale
Short Sale can occur when the proceeds from the sale of the property is less than the current amount of the loan. Short Sale is generally used to prevent the foreclosure process. In most cases the bank will allow the Short Sale when it comes to the conclusion that the financial loss will be smaller than in the case of foreclosure. The owner of such a property will also benefit, because will avoid the negative impact of the foreclosure process on his credit history. In short, Short Sale is the process of negotiations with the bank the possibility to sell their property for less than the current amount of the loan.


Foreclosure is a legal proceeding in which the default borrower is extinguished of all rights, title and interest on the underlying property.


REO or Real Estate Owned most commonly refers to property owned by a lender from foreclosure of mortgages or trust deeds. The property is usually for sale.

Regardless of whether you want to buy a house and take advantage of a great opportunity offered by short sale deals or you want to sell your property, you need an experienced agent who will help you in this rather complicated process. You can now buy your dream home saving lots of money or buy a property which you couldn't afforded before. Sometimes the whole process takes much more time and always good negotiations skills, but you need to remember that in addition to the contract between the seller and the buyer, the transaction must still be approved by the bank. It is my job to help you take advantage of the opportunities and assist you in getting desired results as quickly as possible. Let my knowledge, experience and extensive network work for you.
If you have any questions, please contact me any time.


California pending home sales post third straight annual increase in June    Source: C.A.R.

Led by the San Francisco Bay Area, California pending home sales continued their upward momentum in June to post three straight months of annual increases, according to the CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.).